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Hire Purchase (HP) representative example
Based on a cash price of €20,950 with a €7,333 deposit total, borrowing €13,618 at a representative APR of 9.50% and the following:
- 58 monthly payments of: €281.03
- Final payment: €356.03
- Cash price: €20,950.00
- Customer deposit: €7,332.50
- Total deposit: €7,332.50
- Amount of credit: €13,617.50
- Total amount payable: €24,344.30
- Option to purchase fee: €75.00
- Documentation fee: €75.00
- Rate of interest: 8.75%
- APR: 9.50%