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Hire Purchase (HP) representative example
Based on a cash price of €10,950 with a €3,833 deposit total, borrowing €7,118 at a representative APR of 12.30% and the following:
- 58 monthly payments of: €154.57
- Final payment: €229.57
- Cash price: €10,950.00
- Customer deposit: €3,832.50
- Total deposit: €3,832.50
- Amount of credit: €7,117.50
- Total amount payable: €13,256.70
- Option to purchase fee: €75.00
- Documentation fee: €75.00
- Rate of interest: 10.95%
- APR: 12.30%