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Hire Purchase (HP) representative example
Based on a cash price of €27,900 with a €9,765 deposit total, borrowing €18,135 at a representative APR of 8.60% and the following:
- 58 monthly payments of: €367.28
- Final payment: €442.28
- Cash price: €27,900.00
- Customer deposit: €9,765.00
- Total deposit: €9,765.00
- Amount of credit: €18,135.00
- Total amount payable: €31,951.80
- Option to purchase fee: €75.00
- Documentation fee: €75.00
- Rate of interest: 7.95%
- APR: 8.60%