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Hire Purchase (HP) representative example
Based on a cash price of €26,950 with a €9,433 deposit total, borrowing €17,518 at a representative APR of 7.40% and the following:
- 58 monthly payments of: €346.04
- Final payment: €421.04
- Cash price: €26,950.00
- Customer deposit: €9,432.50
- Total deposit: €9,432.50
- Amount of credit: €17,517.50
- Total amount payable: €30,344.90
- Option to purchase fee: €75.00
- Documentation fee: €75.00
- Rate of interest: 6.90%
- APR: 7.40%