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Hire Purchase (HP) representative example
Based on a cash price of €14,950 with a €5,233 deposit total, borrowing €9,718 at a representative APR of 8.80% and the following:
- 58 monthly payments of: €196.80
- Final payment: €271.80
- Cash price: €14,950.00
- Customer deposit: €5,232.50
- Total deposit: €5,232.50
- Amount of credit: €9,717.50
- Total amount payable: €17,190.50
- Option to purchase fee: €75.00
- Documentation fee: €75.00
- Rate of interest: 7.95%
- APR: 8.80%