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Hire Purchase (HP) representative example
Based on a cash price of €35,456 with a €12,410 deposit total, borrowing €23,046 at a representative APR of 7.60% and the following:
- 58 monthly payments of: €457.98
- Final payment: €532.98
- Cash price: €35,456.00
- Customer deposit: €12,409.60
- Total deposit: €12,409.60
- Amount of credit: €23,046.40
- Total amount payable: €40,038.40
- Option to purchase fee: €75.00
- Documentation fee: €75.00
- Rate of interest: 7.15%
- APR: 7.60%