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Hire Purchase (HP) representative example
Based on a cash price of €38,950 with a €13,633 deposit total, borrowing €25,318 at a representative APR of 8.50% and the following:
- 58 monthly payments of: €512.74
- Final payment: €587.74
- Cash price: €38,950.00
- Customer deposit: €13,632.50
- Total deposit: €13,632.50
- Amount of credit: €25,317.50
- Total amount payable: €44,546.90
- Option to purchase fee: €75.00
- Documentation fee: €75.00
- Rate of interest: 7.95%
- APR: 8.50%