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Hire Purchase (HP) representative example
Based on a cash price of €23,000 with a €8,050 deposit total, borrowing €14,950 at a representative APR of 7.80% and the following:
- 58 monthly payments of: €297.09
- Final payment: €372.09
- Cash price: €23,000.00
- Customer deposit: €8,050.00
- Total deposit: €8,050.00
- Amount of credit: €14,950.00
- Total amount payable: €26,025.40
- Option to purchase fee: €75.00
- Documentation fee: €75.00
- Rate of interest: 7.15%
- APR: 7.80%