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Hire Purchase (HP) representative example
Based on a cash price of €23,500 with a €8,225 deposit total, borrowing €15,275 at a representative APR of 8.60% and the following:
- 58 monthly payments of: €309.36
- Final payment: €384.36
- Cash price: €23,500.00
- Customer deposit: €8,225.00
- Total deposit: €8,225.00
- Amount of credit: €15,275.00
- Total amount payable: €26,936.60
- Option to purchase fee: €75.00
- Documentation fee: €75.00
- Rate of interest: 7.95%
- APR: 8.60%