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Hire Purchase (HP) representative example
Based on a cash price of €37,750 with a €13,213 deposit total, borrowing €24,538 at a representative APR of 8.50% and the following:
- 58 monthly payments of: €496.95
- Final payment: €571.95
- Cash price: €37,750.00
- Customer deposit: €13,212.50
- Total deposit: €13,212.50
- Amount of credit: €24,537.50
- Total amount payable: €43,179.50
- Option to purchase fee: €75.00
- Documentation fee: €75.00
- Rate of interest: 7.95%
- APR: 8.50%