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Hire Purchase (HP) representative example
Based on a cash price of €31,950 with a €11,183 deposit total, borrowing €20,768 at a representative APR of 8.50% and the following:
- 58 monthly payments of: €420.59
- Final payment: €495.59
- Cash price: €31,950.00
- Customer deposit: €11,182.50
- Total deposit: €11,182.50
- Amount of credit: €20,767.50
- Total amount payable: €36,567.90
- Option to purchase fee: €75.00
- Documentation fee: €75.00
- Rate of interest: 7.95%
- APR: 8.50%