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Hire Purchase (HP) representative example
Based on a cash price of €33,950 with a €11,883 deposit total, borrowing €22,068 at a representative APR of 7.60% and the following:
- 58 monthly payments of: €438.53
- Final payment: €513.53
- Cash price: €33,950.00
- Customer deposit: €11,882.50
- Total deposit: €11,882.50
- Amount of credit: €22,067.50
- Total amount payable: €38,344.30
- Option to purchase fee: €75.00
- Documentation fee: €75.00
- Rate of interest: 7.15%
- APR: 7.60%