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Hire Purchase (HP) representative example
Based on a cash price of €25,950 with a €9,083 deposit total, borrowing €16,868 at a representative APR of 9.40% and the following:
- 58 monthly payments of: €348.10
- Final payment: €423.10
- Cash price: €25,950.00
- Customer deposit: €9,082.50
- Total deposit: €9,082.50
- Amount of credit: €16,867.50
- Total amount payable: €30,118.50
- Option to purchase fee: €75.00
- Documentation fee: €75.00
- Rate of interest: 8.75%
- APR: 9.40%