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Hire Purchase (HP) representative example
Based on a cash price of €21,950 with a €7,683 deposit total, borrowing €14,268 at a representative APR of 8.60% and the following:
- 58 monthly payments of: €288.95
- Final payment: €363.95
- Cash price: €21,950.00
- Customer deposit: €7,682.50
- Total deposit: €7,682.50
- Amount of credit: €14,267.50
- Total amount payable: €25,169.50
- Option to purchase fee: €75.00
- Documentation fee: €75.00
- Rate of interest: 7.95%
- APR: 8.60%