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Hire Purchase (HP) representative example
Based on a cash price of €46,350 with a €16,223 deposit total, borrowing €30,128 at a representative APR of 7.60% and the following:
- 58 monthly payments of: €598.70
- Final payment: €673.70
- Cash price: €46,350.00
- Customer deposit: €16,222.50
- Total deposit: €16,222.50
- Amount of credit: €30,127.50
- Total amount payable: €52,294.50
- Option to purchase fee: €75.00
- Documentation fee: €75.00
- Rate of interest: 7.15%
- APR: 7.60%