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Hire Purchase (HP) representative example
Based on a cash price of €19,950 with a €6,983 deposit total, borrowing €12,968 at a representative APR of 8.70% and the following:
- 58 monthly payments of: €262.62
- Final payment: €337.62
- Cash price: €19,950.00
- Customer deposit: €6,982.50
- Total deposit: €6,982.50
- Amount of credit: €12,967.50
- Total amount payable: €22,889.70
- Option to purchase fee: €75.00
- Documentation fee: €75.00
- Rate of interest: 7.95%
- APR: 8.70%