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Hire Purchase (HP) representative example
Based on a cash price of €44,750 with a €15,663 deposit total, borrowing €29,088 at a representative APR of 8.40% and the following:
- 58 monthly payments of: €589.09
- Final payment: €664.09
- Cash price: €44,750.00
- Customer deposit: €15,662.50
- Total deposit: €15,662.50
- Amount of credit: €29,087.50
- Total amount payable: €51,157.90
- Option to purchase fee: €75.00
- Documentation fee: €75.00
- Rate of interest: 7.95%
- APR: 8.40%