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Hire Purchase (HP) representative example
Based on a cash price of €46,800 with a €16,380 deposit total, borrowing €30,420 at a representative APR of 7.30% and the following:
- 58 monthly payments of: €600.92
- Final payment: €675.92
- Cash price: €46,800.00
- Customer deposit: €16,380.00
- Total deposit: €16,380.00
- Amount of credit: €30,420.00
- Total amount payable: €52,585.20
- Option to purchase fee: €75.00
- Documentation fee: €75.00
- Rate of interest: 6.90%
- APR: 7.30%