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Hire Purchase (HP) representative example
Based on a cash price of €98,750 with a €34,563 deposit total, borrowing €64,188 at a representative APR of 8.30% and the following:
- 58 monthly payments of: €1,299.96
- Final payment: €1,374.96
- Cash price: €98,750.00
- Customer deposit: €34,562.50
- Total deposit: €34,562.50
- Amount of credit: €64,187.50
- Total amount payable: €112,710.10
- Option to purchase fee: €75.00
- Documentation fee: €75.00
- Rate of interest: 7.95%
- APR: 8.30%