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Hire Purchase (HP) representative example
Based on a cash price of €16,950 with a €5,933 deposit total, borrowing €11,018 at a representative APR of 9.60% and the following:
- 58 monthly payments of: €227.37
- Final payment: €302.37
- Cash price: €16,950.00
- Customer deposit: €5,932.50
- Total deposit: €5,932.50
- Amount of credit: €11,017.50
- Total amount payable: €19,724.70
- Option to purchase fee: €75.00
- Documentation fee: €75.00
- Rate of interest: 8.75%
- APR: 9.60%