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Hire Purchase (HP) representative example
Based on a cash price of €24,400 with a €8,540 deposit total, borrowing €15,860 at a representative APR of 7.70% and the following:
- 58 monthly payments of: €315.17
- Final payment: €390.17
- Cash price: €24,400.00
- Customer deposit: €8,540.00
- Total deposit: €8,540.00
- Amount of credit: €15,860.00
- Total amount payable: €27,600.20
- Option to purchase fee: €75.00
- Documentation fee: €75.00
- Rate of interest: 7.15%
- APR: 7.70%