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Hire Purchase (HP) representative example
Based on a cash price of €29,350 with a €10,273 deposit total, borrowing €19,078 at a representative APR of 7.70% and the following:
- 58 monthly payments of: €379.11
- Final payment: €454.11
- Cash price: €29,350.00
- Customer deposit: €10,272.50
- Total deposit: €10,272.50
- Amount of credit: €19,077.50
- Total amount payable: €33,169.10
- Option to purchase fee: €75.00
- Documentation fee: €75.00
- Rate of interest: 7.15%
- APR: 7.70%