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Hire Purchase (HP) representative example
Based on a cash price of €18,950 with a €6,633 deposit total, borrowing €12,318 at a representative APR of 9.60% and the following:
- 58 monthly payments of: €254.20
- Final payment: €329.20
- Cash price: €18,950.00
- Customer deposit: €6,632.50
- Total deposit: €6,632.50
- Amount of credit: €12,317.50
- Total amount payable: €22,034.50
- Option to purchase fee: €75.00
- Documentation fee: €75.00
- Rate of interest: 8.75%
- APR: 9.60%