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Hire Purchase (HP) representative example
Based on a cash price of €32,950 with a €11,533 deposit total, borrowing €21,418 at a representative APR of 8.50% and the following:
- 58 monthly payments of: €433.76
- Final payment: €508.76
- Cash price: €32,950.00
- Customer deposit: €11,532.50
- Total deposit: €11,532.50
- Amount of credit: €21,417.50
- Total amount payable: €37,708.10
- Option to purchase fee: €75.00
- Documentation fee: €75.00
- Rate of interest: 7.95%
- APR: 8.50%