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Hire Purchase (HP) representative example
Based on a cash price of €32,950 with a €11,533 deposit total, borrowing €21,418 at a representative APR of 9.30% and the following:
- 58 monthly payments of: €441.48
- Final payment: €516.48
- Cash price: €32,950.00
- Customer deposit: €11,532.50
- Total deposit: €11,532.50
- Amount of credit: €21,417.50
- Total amount payable: €38,171.30
- Option to purchase fee: €75.00
- Documentation fee: €75.00
- Rate of interest: 8.70%
- APR: 9.30%