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Hire Purchase (HP) representative example
Based on a cash price of €39,999 with a €14,000 deposit total, borrowing €25,999 at a representative APR of 9.30% and the following:
- 58 monthly payments of: €535.93
- Final payment: €610.93
- Cash price: €39,999.00
- Customer deposit: €13,999.65
- Total deposit: €13,999.65
- Amount of credit: €25,999.35
- Total amount payable: €46,305.45
- Option to purchase fee: €75.00
- Documentation fee: €75.00
- Rate of interest: 8.70%
- APR: 9.30%