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Hire Purchase (HP) representative example
Based on a cash price of €23,950 with a €8,383 deposit total, borrowing €15,568 at a representative APR of 9.40% and the following:
- 58 monthly payments of: €320.89
- Final payment: €395.89
- Cash price: €23,950.00
- Customer deposit: €8,382.50
- Total deposit: €8,382.50
- Amount of credit: €15,567.50
- Total amount payable: €27,785.90
- Option to purchase fee: €75.00
- Documentation fee: €75.00
- Rate of interest: 8.70%
- APR: 9.40%