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Hire Purchase (HP) representative example
Based on a cash price of €17,950 with a €6,283 deposit total, borrowing €11,668 at a representative APR of 10.40% and the following:
- 58 monthly payments of: €245.04
- Final payment: €320.04
- Cash price: €17,950.00
- Customer deposit: €6,282.50
- Total deposit: €6,282.50
- Amount of credit: €11,667.50
- Total amount payable: €21,134.90
- Option to purchase fee: €75.00
- Documentation fee: €75.00
- Rate of interest: 9.50%
- APR: 10.40%