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Hire Purchase (HP) representative example
Based on a cash price of €31,250 with a €10,938 deposit total, borrowing €20,313 at a representative APR of 7.70% and the following:
- 58 monthly payments of: €403.65
- Final payment: €478.65
- Cash price: €31,250.00
- Customer deposit: €10,937.50
- Total deposit: €10,937.50
- Amount of credit: €20,312.50
- Total amount payable: €35,306.50
- Option to purchase fee: €75.00
- Documentation fee: €75.00
- Rate of interest: 7.15%
- APR: 7.70%