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Hire Purchase (HP) representative example
Based on a cash price of €46,821 with a €16,387 deposit total, borrowing €30,434 at a representative APR of 7.30% and the following:
- 58 monthly payments of: €601.19
- Final payment: €676.19
- Cash price: €46,821.00
- Customer deposit: €16,387.35
- Total deposit: €16,387.35
- Amount of credit: €30,433.65
- Total amount payable: €52,608.75
- Option to purchase fee: €75.00
- Documentation fee: €75.00
- Rate of interest: 6.90%
- APR: 7.30%