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Hire Purchase (HP) representative example
Based on a cash price of €39,950 with a €13,983 deposit total, borrowing €25,968 at a representative APR of 8.50% and the following:
- 58 monthly payments of: €525.91
- Final payment: €600.91
- Cash price: €39,950.00
- Customer deposit: €13,982.50
- Total deposit: €13,982.50
- Amount of credit: €25,967.50
- Total amount payable: €45,687.10
- Option to purchase fee: €75.00
- Documentation fee: €75.00
- Rate of interest: 7.95%
- APR: 8.50%