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Hire Purchase (HP) representative example
Based on a cash price of €28,950 with a €10,133 deposit total, borrowing €18,818 at a representative APR of 9.10% and the following:
- 58 monthly payments of: €385.62
- Final payment: €460.62
- Cash price: €28,950.00
- Customer deposit: €10,132.50
- Total deposit: €10,132.50
- Amount of credit: €18,817.50
- Total amount payable: €33,419.70
- Option to purchase fee: €75.00
- Documentation fee: €75.00
- Rate of interest: 8.45%
- APR: 9.10%