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Hire Purchase (HP) representative example
Based on a cash price of €13,950 with a €4,883 deposit total, borrowing €9,068 at a representative APR of 10.60% and the following:
- 58 monthly payments of: €190.43
- Final payment: €265.43
- Cash price: €13,950.00
- Customer deposit: €4,882.50
- Total deposit: €4,882.50
- Amount of credit: €9,067.50
- Total amount payable: €16,458.30
- Option to purchase fee: €75.00
- Documentation fee: €75.00
- Rate of interest: 9.50%
- APR: 10.60%