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Hire Purchase (HP) representative example
Based on a cash price of €44,950 with a €15,733 deposit total, borrowing €29,218 at a representative APR of 8.40% and the following:
- 58 monthly payments of: €591.73
- Final payment: €666.73
- Cash price: €44,950.00
- Customer deposit: €15,732.50
- Total deposit: €15,732.50
- Amount of credit: €29,217.50
- Total amount payable: €51,386.30
- Option to purchase fee: €75.00
- Documentation fee: €75.00
- Rate of interest: 7.95%
- APR: 8.40%