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Hire Purchase (HP) representative example
Based on a cash price of €29,950 with a €10,483 deposit total, borrowing €19,468 at a representative APR of 9.30% and the following:
- 58 monthly payments of: €401.28
- Final payment: €476.28
- Cash price: €29,950.00
- Customer deposit: €10,482.50
- Total deposit: €10,482.50
- Amount of credit: €19,467.50
- Total amount payable: €34,709.30
- Option to purchase fee: €75.00
- Documentation fee: €75.00
- Rate of interest: 8.70%
- APR: 9.30%