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Hire Purchase (HP) representative example
Based on a cash price of €34,950 with a €12,233 deposit total, borrowing €22,718 at a representative APR of 9.30% and the following:
- 58 monthly payments of: €468.28
- Final payment: €543.28
- Cash price: €34,950.00
- Customer deposit: €12,232.50
- Total deposit: €12,232.50
- Amount of credit: €22,717.50
- Total amount payable: €40,479.30
- Option to purchase fee: €75.00
- Documentation fee: €75.00
- Rate of interest: 8.70%
- APR: 9.30%