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Hire Purchase (HP) representative example
Based on a cash price of €48,950 with a €17,133 deposit total, borrowing €31,818 at a representative APR of 7.60% and the following:
- 58 monthly payments of: €632.28
- Final payment: €707.28
- Cash price: €48,950.00
- Customer deposit: €17,132.50
- Total deposit: €17,132.50
- Amount of credit: €31,817.50
- Total amount payable: €55,219.30
- Option to purchase fee: €75.00
- Documentation fee: €75.00
- Rate of interest: 7.15%
- APR: 7.60%