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Hire Purchase (HP) representative example
Based on a cash price of €69,950 with a €24,483 deposit total, borrowing €45,468 at a representative APR of 7.50% and the following:
- 58 monthly payments of: €903.53
- Final payment: €978.53
- Cash price: €69,950.00
- Customer deposit: €24,482.50
- Total deposit: €24,482.50
- Amount of credit: €45,467.50
- Total amount payable: €78,844.30
- Option to purchase fee: €75.00
- Documentation fee: €75.00
- Rate of interest: 7.15%
- APR: 7.50%