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Hire Purchase (HP) representative example
Based on a cash price of €12,250 with a €4,288 deposit total, borrowing €7,963 at a representative APR of 13.10% and the following:
- 58 monthly payments of: €175.92
- Final payment: €250.92
- Cash price: €12,250.00
- Customer deposit: €4,287.50
- Total deposit: €4,287.50
- Amount of credit: €7,962.50
- Total amount payable: €14,992.70
- Option to purchase fee: €75.00
- Documentation fee: €75.00
- Rate of interest: 11.70%
- APR: 13.10%