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Hire Purchase (HP) representative example
Based on a cash price of €74,950 with a €26,233 deposit total, borrowing €48,718 at a representative APR of 7.20% and the following:
- 58 monthly payments of: €962.37
- Final payment: €1,037.37
- Cash price: €74,950.00
- Customer deposit: €26,232.50
- Total deposit: €26,232.50
- Amount of credit: €48,717.50
- Total amount payable: €84,124.70
- Option to purchase fee: €75.00
- Documentation fee: €75.00
- Rate of interest: 6.90%
- APR: 7.20%