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Hire Purchase (HP) representative example
Based on a cash price of €31,950 with a €11,183 deposit total, borrowing €20,768 at a representative APR of 9.10% and the following:
- 58 monthly payments of: €425.58
- Final payment: €500.58
- Cash price: €31,950.00
- Customer deposit: €11,182.50
- Total deposit: €11,182.50
- Amount of credit: €20,767.50
- Total amount payable: €36,867.30
- Option to purchase fee: €75.00
- Documentation fee: €75.00
- Rate of interest: 8.45%
- APR: 9.10%